If you’ve got several pensions with different employers, you can combine these into one single pension pot.
Bring your pension pots together
It doesn't usually make sense to transfer from a defined benefit scheme, so it’s a regulatory requirement to take financial advice if the value of your defined benefit pension is over £30,000.
"Defined benefit schemes":
These schemes pay you a guaranteed income each year. How much you’ll get depends on your earnings during your time in the scheme and how long you were a member for.
For more information read our Guide to Combining your pension pots
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Expert advice and guidance
There are different options available if you need help
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