If you’ve got several pensions with different employers, you can combine these into one single pension pot.
Bring your pension pots together
![Should you combine your pension pots?](/globalassets/pension-buddy/infographic-images/infographic-images-mobile/infographic-images-desktop-v2/just-1422_pension-buddy-infographics_desk-top.jpg)
![Should you combine your pension pots?](/globalassets/pension-buddy/infographic-images/infographic-images-mobile/adv-and-disadv-mobile.jpg)
It doesn't usually make sense to transfer from a defined benefit scheme, so it’s a regulatory requirement to take financial advice if the value of your defined benefit pension is over £30,000.
"Defined benefit schemes":
These schemes pay you a guaranteed income each year. How much you’ll get depends on your earnings during your time in the scheme and how long you were a member for.
For more information read our Guide to Combining your pension pots